Verbal Area is committed to protecting your privacy. We want you to feel free to express yourself within the Verbal Area community, and are committed to ensuring that you are in control of what you share with the rest of the community, and with Verbal Area. Verbal Area is a licensee of the TRUSTe Privacy Program. TRUSTe is an independent, non-profit organization whose mission is to build users' trust and confidence in the Internet by promoting the use of fair information practices. This privacy statement covers the site www.verbalarea.com. Because this web site wants to demonstrate its commitment to your privacy, it has agreed to disclose its information practices and have its privacy practices reviewed for compliance by TRUSTe. Information Collection & Use Registration In order to use Verbal Area, you must first complete the registration form. During registration you are required to give contact information such as your email address. We use this information to contact you about services on our site in which you have expressed interest. Please see below for Information and Sharing Disclosure. Communications from the Site Special Offers and Updates We will occasionally send you information on products, services, special deals, or promotions. Out of respect for your privacy, we present the option not to receive these types of communications. Newsletters If you wish to subscribe to our newsletter, we will use your email address to send the newsletter to you. Out of respect for your privacy, we provide you a way to unsubscribe. Service-related Announcements We will send you strictly service-related announcements on rare occasions when it is necessary to do so. For instance, if our service is temporarily suspended for maintenance, we might send you an email. Generally, you may not opt-out of these communications, which are not promotional in nature. If you do not wish to receive them, you have the option to deactivate your account. Customer Service Based upon the personally identifiable information you provide us, we will send you a welcoming email to verify your username and password. We will also communicate with you in response to your inquiries, to provide the services you request, and to manage your account. We will communicate with you by email or telephone, in accordance with your wishes. Profile We store information that we collect through cookies, log files, clear gifs, to create a “profile” of your preferences. We tie your personally identifiable information, and your purchasing history, to information in the profile, in order to provide tailored promotions and marketing offers and to improve the content of the site for you. We do not share your profile with other third parties without your consent. Verbal Area is the sole owner of the information collected on Verbal Area.com. Verbal Area collects personally identifiable information from our users at several different points on our Web site or through our downloaded software. Orders If you purchase a product or service from us, we request certain personally identifiable information from you on our order form. You must provide contact information (such as name, email, and billing address) and financial information (such as credit card number, expiration date). We use this information for billing purposes and to fill your orders. We will use this information to contact you and confirm your orders. Tell-A-Friend If you choose to use our referral service to tell a friend about our site, we will ask you for your friend’s name and email address. We will automatically send your friend a one-time email inviting him or her to visit the site. Verbal Area stores this information for the sole purpose of sending this one-time email and tracking the success of our referral program. Uses of Information Verbal Area’s primary goal in collecting personal information is to provide you, the user, with a customized experience on Verbal Area and through our partners. This includes personalization services, interactive communications, and many other types of services, most of which are completely free to you. In order to provide services free of charge, we display advertisements and encourage your participation. By knowing a little about you, Verbal Area is able to deliver more relevant advertisements and content, and hence better service, to you. In our role of delivering targeted advertisements, Verbal Area plays the middleman. Advertisers give us advertisements and tell us the type of audience they want to reach (for example, males over 35 years old). Verbal Area displays the advertisement to users meeting the specified criteria. In this process, the advertiser never has access to individual user information. This kind of advertisement targeting is done with banner ads as well as promotional email through Verbal Area and its affiliates. You will only receive special offers via email from Verbal Area if you have indicated in your account preferences, or at some other time, that you would like to receive them. Third Party Advertisers The ads appearing on this Web site are delivered to users by a Verbal Area proprietary ad serving system. We share Web site usage information about users with reputable third party ad networks for the purpose of targeting our banner advertisements on Verbal Area software. Links to Other Sites Verbal Area contains links to other sites that are not owned or controlled by Verbal Area. Please be aware that we, Verbal Area, are not responsible for the privacy practices of such other sites. We encourage you to be aware when you leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information. This privacy statement applies only to information collected by Verbal Area. By visiting this Site, all visitors consent to the collection, maintenance, and processing of their personal and non-personal information in the United States. Verbal Area Discussion Rooms If you use a discussion room on Verbal Area, you should be aware that any personally identifiable information you submit there can be read, collected, or used by other users of these forums, and could be used to send you unsolicited messages. We are not responsible for the personally identifiable information you choose to submit in these forums. Access to Personally Identifiable Information If your personally identifiable information changes, or if you no longer desire our service, you may correct, update, delete or deactivate it by making the change on http://my.Verbal Area.com or by contacting our helpful customer support staff online by clicking Groups on the Verbal Area buddy list window, then Verbal Area Help. Security The security of your personal information is important to us. When you enter sensitive information such as credit card numbers on our registration or order forms, we encrypt that information using secure socket layer technology (SSL). Business Transitions In the event Verbal Area goes through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of its assets, your personally identifiable information will likely be among the assets transferred. You will be notified via email of any such change in ownership or control of your personal information.

Cancellations: A "Cancellation" occurs when the Customer or Supplier voids an order for A withdrawal of funds from a Customer's Card account or bank account Before a sale is sent for deposit. VERBALAREA will not collect a Deposit from the Customer and the previously authorized funds will be Released at the Card issuing bank's discretion. After a sale is sent for deposit, any attempt to reimburse the cost of a Product to a Customer constitutes a Refund and shall be dealt with as Set forth below. You may contact us regarding your purchase from VERBALAREA within 15 days of delivery for a full refund. Returns: A return occurs when a Customer returns Products previously purchased From credit card payment gateway providers ("Return"). VERBALAREA will not reduce the amount of a Refund by the assessment of A "restocking fee" or any other charge (including shipping charges) for Any Return that occurs in accordance with VERBALAREA’s Return Policy. Refunds: A refund is the actual reimbursement of the cost of a Product to a Customer ("Refund"). VERBALAREA accomplishes the Refund by reversing the Amount previously charged to the Customer's Card or account at the Card Issuing bank and the appropriate amount is credited to the appropriate Card or account at the Card issuing bank of Customer."